Sponsored Charity Spotlight: Water Mission
Recreational Boats
Personal Watercraft
Luxury Yachts
OUPV "6 Pack" Charters
Inspected Passenger Vessels
Commercial Vessels
Rentals/Bareboat
Marine Repair Contractors
Marinas
Yacht Clubs
Yacht Brokers
Boat Dealer
Boatyards
Dive Shops
Boat Builders
Dock Builders
Note: Not Available in All States.
Liability Protection: Protects you against claims for bodily injury or property damage caused by your boat or commercial operations.
Property Damage: Whether for your personal boating-related property or commercial maritime operations, this coverage can provide protection for losses to buildings, contents and equipment caused by storms and other covered perils.
Collision: Provides physical damage coverage for repairs to your watercraft if damaged in a collision with another vessel or object.
Comprehensive: Provides coverage for non-collision related incidents, such as fire, theft, or vandalism.
Medical Payments: Coverage for medical expenses for you and your passengers if injured while boating.
Uninsured/Underinsured Boater Coverage: Bodily injury and property damage protection if you're involved in an accident with a boater who has insufficient coverage or no insurance at all.
Personal Effects: Reimburses you for the loss of personal belongings on board your vessel including clothing, mobile devices and boating equipment.
On-Water Towing: Helps with expenses for emergency towing, fuel delivery, and other assistance services.
Trailer Coverage: Coverage for physical damages to your boat trailer while transporting your vessel.
Salvage and Wreck Removal: Pays for expenses associated with the cost of removing your boat from the water in the event of sinking.
Hurricane Hull-Out: Pays for expenses associated with hauling out your vessel, as well as storage fees for the duration of a severe storm or until it's safe to return the boat to the water.
Crew Protection: Coverage for employed crew members for various risks such as injuries, illnesses, and liabilities arising from their work on your vessel.
Navigational Area: Specifies the geographic area where your vessel is covered for navigation, including coastal waters, inland waters, offshore, as well as domestic and international territories.
Pollution Liability: Protects you against liable claims for pollution or environmental damages caused by your vessel.
Note: This list in not comprehensive and does not provide official insurance policy language. Coverage options may differ among insurance companies and policy types. Availability varies by State.